Securities products and services can be offered in Delaware (DE), District of Columbia (DC), Maryland (MD), Pennsylvania (PA), Virginia (VA), and West Virginia (WV) and are strictly intended for individuals residing in those states. No offers may be made or accepted from any resident outside these specified states. If the state you reside in is not listed here, please contact our office at 301-907-9030 for additional states in which we may be licensed. Financial Advisory services can be offered by qualified persons in District of Columbia (DC), Maryland (MD), Pennsylvania (PA), and Virginia (VA) and are strictly intended for individuals residing in those states. No offers may be made or accepted from any resident outside these specified states.

The information or opinions contained in this Internet site should not be construed by any consumer and/or prospective client as an offer to sell or the solicitation of an offer to buy any particular investment product. The information contained herein is directed solely to those individuals who reside in jurisdictions in which a representative is registered. Any subsequent direct communication with a consumer and/or prospective client shall only be conducted by a representative that is registered in the state where the consumer and/or prospective client reside.

*Guardian, its subsidiaries, agents or employees do not provide tax or legal advice. Please consult with your attorney, accountant, and/or tax advisor for advice concerning your particular circumstances.

Links to other sites are for your convenience in locating related information and services.  This Agency, The Guardian Life Insurance Company of America (Guardian) and Park Avenue Securities, LLC (PAS) do not maintain these other sites and have no control over the organizations that maintain the sites or the information, products or services these organizations provide.  Although this Agency, Guardian and PAS believe that the information from these organizations is reliable, we cannot guarantee its completeness or suitability for any purpose. Accordingly, this Agency, Guardian and PAS expressly disclaim any responsibility for the content, the accuracy of the information or the quality of products or services provided by the organizations that maintain these sites.  This Agency, Guardian and PAS do not recommend or endorse these organizations or their products or services in any way.

The information on this site is intended for the residents of Delaware (DE), District of Columbia (DC), Maryland (MD), Pennsylvania (PA), Virginia (VA), and West Virginia (WV). The representatives of First Financial Group are not licensed to sell insurance in all 50 states. To find out if a representative is licensed in your state, please contact our office at 301-907-9030.

The Living Balance Sheet ® and the Living Balance Sheet ® Logo are registered service marks of The Guardian Life Insurance Company of America (Guardian), New York, NY. The graphics used herein are the exclusive property of Guardian and protected under U.S. and International copyright laws. ©: Copyright 2005-2011, The Guardian Life Insurance Company of America.

First Financial Group is an agency of The Guardian Life Insurance Company of America, New York, N.Y.

Securities products and services offered through Park Avenue Securities, LLC (PAS), 7101 Wisconsin Avenue, Suite 1200, Bethesda, MD 20814, 301-907-9030.  PAS is a registered investment advisor and broker/dealer.  First Financial Group is not an affiliate or subsidiary of PAS or Guardian.

PAS is a member of FINRA/SIPC.

GEAR #2010-9296